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In electrical and safety engineering, hazardous locations (HazLoc, pronounced haz·lōk) are places where fire or explosion hazards may exist. Sources of such hazards include gases, vapors, dust, fibers, and flyings, which are combustible or flammable. Electrical equipment installed in such locations can provide an ignition source, due to ...
RTA Insurer. Road Traffic Act insurer, or RTA insurer for short, is a British colloquial term for an insurer that is still liable to a road traffic accident victim based on a voided policy, as defined by the United Kingdom Road Traffic Act 1988 regulations.
The flash point is a descriptive characteristic that is used to distinguish between flammable fuels, such as petrol (also known as gasoline ), and combustible fuels, such as diesel . It is also used to characterize the fire hazards of fuels. Fuels which have a flash point less than 37.8 °C (100.0 °F) are called flammable, whereas fuels having ...
The Carnot engine is the most efficient heat engine which is theoretically possible. [ 3] The efficiency depends only upon the absolute temperatures of the hot and cold heat reservoirs between which it operates. A heat engine acts by transferring energy from a warm region to a cool region of space and, in the process, converting some of that ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
A Japanese vehicle insurance policy issued by the Mitsui Sumitomo Insurance company. Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [ 1][ 2] Such a loss may be an "actual total loss" or a "constructive total loss".