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2. When should I refinance my car loan? - AOL

   www.aol.com/finance/refinance-car-loan-165628257...

   Bankrate tip. According to data from Experian, the average used car rate in the third quarter of 2023 is 11.35 percent.Although refinancing rates vary, they are usually similar to used car rates ...

3. Can You Refinance a Car Loan? Learn How the Experts Do It - AOL

   www.aol.com/refinance-car-loan-learn-experts...

   Car loan interest rates are constantly fluctuating. If rates have come down since you took out the loan, you may want to consider refinancing, which could help you pay less money over time. For ...

4. How to get the best auto loan rate

   www.aol.com/finance/best-auto-loan-rate...

   A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...

5. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   4%. Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2]

6. Pros and cons of refinancing a car: Is it right for you? - AOL

   www.aol.com/finance/pros-cons-refinancing-car...

   Lower monthly payments. If you struggle to meet your monthly payments, refinancing can make your monthly payment more affordable and free up cash in your budget. You can get a lower rate, a longer ...

7. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate , the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property .