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  2. How To Get Out of Credit Card Debt: 3 Steps You Can Take - AOL

    www.aol.com/credit-card-debt-3-steps-192343877.html

    Fixed expenses are your regular monthly bills — things like house and car payments, utilities, health insurance, student loan payments and the minimum payments due on your credit cards.

  3. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    In most cases, you just need a good credit score and proof of income to get a personal loan. Although getting a personal loan is relatively simple, there are some steps you can take to choose the ...

  4. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage ), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed]

  6. 8 Steps To Getting Approved for a Credit Card ... - AOL

    www.aol.com/finance/8-steps-getting-approved...

    “Your credit score plays a significant role in the credit card approval process. Before you fill out any applications, know what your current credit score is and apply for credit cards that fall ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. [3] Lenders also use credit scores to determine which customers are likely to bring in the most revenue.

  8. Finance - Wikipedia

    en.wikipedia.org/wiki/Finance

    Finance is the study and management of money, investments, and other financial instruments. Learn about its history, theory, and applications on Wikipedia.

  9. Pay Off Your Credit Card Debt With These 11 Steps - AOL

    www.aol.com/finance/pay-off-credit-card-debt...

    Here's your 11-step plan to tackling credit card debt this year. Pekic / Getty Images/iStockphoto. 1. Tally Up, Review and Analyze Your Debts. According to Howard Dvorkin, CPA and chairman of Debt ...

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