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2. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Credit scoring systems in the United States have garnered considerable criticism from various media outlets, consumer law organizations, [1] government officials, [2] debtors unions, [3] [4] and academics. Racial bias, [5] discrimination against prospective employees, [6] discrimination against medical and student debt holders, [7] poor risk ...

3. Smiley v. Citibank (South Dakota), N. A. - Wikipedia

   en.wikipedia.org/wiki/Smiley_v._Citibank_(South...

   Citibank (South Dakota), N. A. Smiley v. Citibank, 517 U.S. 735 (1996), is a U.S. Supreme Court decision upholding a regulation of the Comptroller of Currency which included credit card late fees and other penalties within the definition of interest and thus prevented individual states from limiting them when charged by nationally-chartered banks.

4. Woman fakes 133 police reports to erase millions in debts ...

   www.aol.com/news/woman-fakes-133-police-reports...

   Woman fakes 133 police reports to erase millions in debts, Texas cops say. Aspen Pflughoeft. July 11, 2022 at 3:47 PM. Photo from Harris County Constable Precinct 4. The owner of a credit repair ...

5. 16 Cases Where a Credit Card Actually Beats Cash - AOL

   www.aol.com/16-cases-where-credit-card-121000346...

   Airfare. Paying for a plane ticket with a credit card often covers bags and their contents that are lost, stolen, or damaged. If luggage is delayed, the card issuer may even pay for necessities ...

6. I have good credit. Why don’t I qualify for that card? - AOL

   www.aol.com/finance/good-credit-why-don-t...

   This is one of the reasons many parents make their teenage, college-age or twenty-something children authorized users on their credit cards, allowing them to build a positive credit history before ...

7. Credit card fraud - Wikipedia

   en.wikipedia.org/wiki/Credit_card_fraud

   A fake automated teller slot used for "skimming". Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [ 1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard ...

8. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

9. Skeptical of an online-only bank? I was, too. Here are the 3 ...

   www.aol.com/finance/skeptical-online-only-bank...

   Here are the three reasons I decided to open an account at an online-only bank. 1. No fees and ATM rebates. Checking accounts can be costly. ATM fees have risen in recent years, averaging $4.73 ...