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2. 6 Ways To Rebuild Your Credit After Filing For Bankruptcy - AOL

   www.aol.com/6-ways-rebuild-credit-filing...

   If you don’t have any open accounts, you’ll find yourself mired in the classic credit catch-22 — you need accounts to establish good credit, but you need good credit to open accounts.

3. How to rebuild credit after bankruptcy - AOL

   www.aol.com/finance/rebuilding-credit-bankruptcy...

   3. Apply for a new line of credit. Adding a new line of credit and making on-time payments can boost your credit score. This can establish a good payment history and increase your total credit ...

4. Goodwill letters: How to get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   Besides incurring late fees and higher interest rates, payments delayed by over 30 days can harm your credit score. But there’s good news: a late payment doesn’t have to haunt you forever.

5. Debt restructuring - Wikipedia

   en.wikipedia.org/wiki/Debt_restructuring

   Among the most common forms of in-court debt restructuring for firms in the United States are Chapter 11 and Chapter 12 bankruptcy. Under Chapter 11, firms form a plan to reorganize their credit obligations, such that they are able to continue operating while they are going through with their debt repayment plans and after they become solvent.

6. Bankruptcy risk score - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy_risk_score

   A bankruptcy risk score is a number that indicates the likelihood of an individual filing for bankruptcy. Although it has been used for over twenty years to assess risk in lending, few consumers know of it. [citation needed] It is related to the better-known credit score, but unlike credit scores, bankruptcy risk scores are not sold to ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...