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2. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Improve your credit score. Compare refinance rates. Buy points to lower your rate. Decide which loan term is best. Choose a fixed interest rate. Consider the loan amount. Pay closing costs upfront ...

3. Are cash-out refinance rates higher? How to get the best rate

   www.aol.com/finance/cash-refinance-rates-higher...

   Raise your credit score “As with any mortgage refinance, you’ll get the best terms with a credit score of 740 or better,” says McBride, “but borrowers with credit scores of 680 to 739 can ...

4. What credit score is needed to refinance your mortgage? - AOL

   www.aol.com/finance/credit-score-refinance...

   You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages ...

5. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   The closing costs on a mortgage refinance for a single-family home averaged $2,375 in 2021, according to ClosingCorp. Refinance closing costs vary widely from state to state , however.

6. Does refinancing a mortgage hurt your credit? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years. To best protect ...

7. Cash-out refinance: What it is and how it works - AOL

   www.aol.com/finance/cash-refinance-works...

   Determining whether you qualify: Many cash-out refinance lenders require a credit score of at least 620 and at least 20 percent equity in your home.You might find lenders with looser requirements ...