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2. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Today’s refinance rates are hovering between 6.4 and 6.8 percent for fixed-rate loans; adjustable rates run around 6.2 percent. The national average 30-year fixed refinance APR is just under 7 ...

3. Are cash-out refinance rates higher? How to get the best rate

   www.aol.com/finance/cash-refinance-rates-higher...

   “As with any mortgage refinance, you’ll get the best terms with a credit score of 740 or better,” says McBride, “but borrowers with credit scores of 680 to 739 can still get very ...

4. Cash-out refinance: What it is and how it works - AOL

   www.aol.com/finance/cash-refinance-works...

   Shopping around for the best cash-out refinance rates: ... Credit score: You’ll generally need a credit score of at least 620 to qualify. Of course, a higher credit score gets you a more ...

5. VantageScore - Wikipedia

   en.wikipedia.org/wiki/VantageScore

   VantageScore 4.0 also looks at trended data provided by the credit bureau from which the score is calculated, and examines a consumer's credit utilization rates over time. This is a major development in credit scores, since other models to date (including older versions of VantageScore and all existing versions of FICO) only examine the most ...

6. Mortgage refinance: What is it and how does it work? - AOL

   www.aol.com/finance/mortgage-refinance-does...

   With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you'll pay between 2 and 5 percent of the loan amount in closing costs, so if you're refinancing to ...

7. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.