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Eligibility for FHA vs. VA loans. Anyone who meets the credit score, ... Low minimum credit score requirements (580 with 3.5 percent down or 500 with 10 percent down)
VA mortgage lender. Bankrate Score. Minimum credit score. Minimum down payment. USAA Mortgage. 4.8/5. 640 for VA loans. 0% for VA loans. Veterans United Home Loans
Credit score: While there’s no minimum credit score required for getting a VA loan, approval comes down to each lender, and many lenders will want to see a credit score of 620 or higher.
The VA doesn’t set a credit score minimum for borrowers, but some VA lenders might. Generally, this is around 620, the same as a conventional loan — though many may allow for lower scores.
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A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...
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