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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

3. Understanding Debt: Good Debt vs. Bad Debt - AOL

   www.aol.com/good-debt-does-exist-qualifies...

   The key to identifying good debt versus bad debt is understanding its purpose. Good debt helps build net worth with large investments (like a home) or further your career goals (like student loans ...

4. Good debt vs. bad debt: How different debts affect your finances

   www.aol.com/finance/good-debt-vs-bad-debt...

   For instance, using a loan to buy a reliable car to get you to and from work is a good use of bad debt. Even though the car will depreciate over time, paying interest on a loan will be one of the ...

5. Non-performing loan - Wikipedia

   en.wikipedia.org/wiki/Non-performing_loan

   Non-performing loan. A non-performing loan ( NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. Non-performing loans represent a major challenge for the banking sector, as they reduce profitability. [ 1] They are often claimed to prevent banks from lending more to businesses and consumers ...

6. What is a good credit personal loan? And how do you qualify ...

   www.aol.com/finance/good-credit-personal-loan...

   These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

7. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   How personal loans work. A personal loan works by giving you a lump sum of money that you repay in monthly installments plus interest and fees. You can typically borrow between $2,000 and $50,000 ...