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  2. When should I refinance my car loan? - AOL

    www.aol.com/finance/refinance-car-loan-165628257...

    Time your car loan refinance right to receive the maximum benefit. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach ...

  3. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    You can use a calculator or the simple interest formula for amortizing loans to get the exact difference. For example, a $20,000 loan with a 48-month term at 10 percent APR costs $4,350.

  4. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    The benefits of refinancing your current auto loan center around saving money. You may also be able to refinance for more than you owe if you need cash. Consider these when determining if ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Dealer financing is an option automobile dealerships offer to customers purchasing a vehicle. It is a significant source of profit for dealerships, with estimates suggesting that 78 percent of all cars are financed through this method. However, dealer financing may not always be the most advantageous option for buyers.

  6. How to calculate interest on a loan: Tools to make it easy

    www.aol.com/finance/calculate-interest-loan...

    Here’s how to calculate the interest on an amortized loan: Divide your interest rate by the number of payments you’ll make that year. If you have a 6 percent interest rate and you make monthly ...

  7. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    e. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2] The process can ...

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