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  2. Climate change and insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Climate_change_and...

    The effects of climate change on extreme weather events is requiring the insurance industry in the United States to recalculate risk assessments for various insurance policies. [1] [2] From 1980 to 2005, private and federal government insurers in the United States paid $320 billion in constant 2005 dollars in claims (or about $499 billion in ...

  3. Electrical equipment in hazardous areas - Wikipedia

    en.wikipedia.org/wiki/Electrical_equipment_in...

    In electrical and safety engineering, hazardous locations (HazLoc, pronounced haz·lōk) are places where fire or explosion hazards may exist. Sources of such hazards include gases, vapors, dust, fibers, and flyings, which are combustible or flammable. Electrical equipment installed in such locations can provide an ignition source, due to ...

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.

  5. Do safer cars mean cheaper insurance? The answer might ... - AOL

    www.aol.com/finance/safer-cars-mean-cheaper...

    Even if your claim isn't denied, having ESC disabled at the time of an accident, even if it wasn't a contributing factor, could still influence your cost of car insurance.

  6. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [ 1][ 2] Such a loss may be an "actual total loss" or a "constructive total loss".

  7. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    A Japanese vehicle insurance policy issued by the Mitsui Sumitomo Insurance company. Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from ...

  8. Roadside assistance - Wikipedia

    en.wikipedia.org/wiki/Roadside_assistance

    Roadside assistance. Roadside assistance, also known as breakdown coverage, is a service that assists motorists, motorcyclists, or bicyclists whose vehicles have suffered a mechanical failure that either cannot be resolved by the motorist, or has prevented them from reasonably or effectively transporting the vehicle to an automobile repair shop.

  9. AAA Northern California, Nevada & Utah - Wikipedia

    en.wikipedia.org/wiki/AAA_Northern_California...

    AAA Northern California, Nevada and Utah (AAA NCNU), formerly known as the California State Automobile Association (CSAA), is one of the largest motor clubs in the American Automobile Association (AAA) National Federation. As the name states, it serves members in Northern California, Nevada, and Utah. It is headquartered in Walnut Creek ...