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According to the National Funeral Directors Association’s (NFDA) 2023 Member General Price List Study, the median cost of a funeral with a casket and burial has risen to $8,300, reflecting a 5.8 ...
Final expense life insurance is a type of insurance specifically designed to cover end-of-life expenses, such as funeral costs and outstanding debts. Unlike traditional life insurance policies ...
According to the NFDA, the median cost of a funeral with cremation is $6,078. That's $1,103 (15.3%) cheaper than the median cost of a funeral with a burial. And some sources put the average cost ...
These policies are often low face value whole life insurance policies, allowing individuals (ages 50-90) to purchase affordable insurance later in life. These may also be marketed as final expense insurance or burial insurance and usually have death benefits between $1,000 and $50,000.
Burial insurance is an old type of life insurance which is paid out upon death to cover final expenses, such as the cost of a funeral. The Greeks and Romans introduced burial insurance c. 600 CE when they organized guilds called "benevolent societies" which cared for the surviving families and paid funeral expenses of members upon death.
The industry is experiencing a recent trend toward cremation as opposed to the traditional funeral and burial services due to lower costs and increased value. In 2019, the average cost of a funeral using cremation with a viewing was $5,150, but this does not include the cremation casket, cemetery costs, or urn. [22]
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