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The federal Small Business Health Options Program is an insurance exchange, created by Patient Protection and Affordable Care Act (Obamacare). [1] The Small Business Health Options Program (SHOP) Marketplace helps small businesses to provide health coverage to their employees. Therefore, it is open to employers with 50 or fewer full-time ...
With small-business credit cards, the debt liability falls on the business owner, typically. The business owner is personally responsible for paying any debt acquired on the business credit card ...
Business owners policies (BOPs) A BOP is actually an insurance package that combines several forms of coverage together, making it a simple option for small business owners. BOPs usually include ...
Mortgage insurance is a form of credit insurance, although the name "credit insurance" more often is used to refer to policies that cover other kinds of debt. Many credit cards offer payment protection plans which are a form of credit insurance. Trade credit insurance is business insurance over the accounts receivable of the insured. The policy ...
ACA mandated that health insurance exchanges be provided for each state. The exchanges are regulated, largely online marketplaces, administered by either federal or state governments, where individuals, families and small businesses can purchase private insurance plans. [60] [61] [62] Exchanges first offered insurance for 2014. Some exchanges ...
When choosing between a business credit card and a personal credit card, consider your means of income as well as your financial needs and spending habits. Business credit cards can simplify ...
small business: an organization that is small (in employees or revenue) and may or may not have the intention to grow. Many small businesses are sole proprietor operations consisting only of the owner, but many have additional employees. Some small businesses that offer a product, process or service, do not have growth as their primary objective.
Corporate cards are typically backed by the business, whereas small business cards are much more likely to require a personal guarantee from the cardholder (likely the business owner). In other ...