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  2. Does refinancing a mortgage hurt your credit? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years. To best protect ...

  3. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages ...

  4. What is considered a bad credit score? - AOL

    www.aol.com/finance/considered-bad-credit-score...

    A bad credit score is a FICO score below 580, meaning it falls in the poor credit range. Along the same lines, a bad score in the VantageScore model is one below 601, which would belong in the ...

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    3. Save a large down payment. When you have a bad FICO Score, it indicates to lenders that there’s a higher likelihood you might pay a credit obligation 90 days late (or worse) in the next 24 ...

  6. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you'll pay between 2 and 5 percent of the loan amount in closing costs, so if you're refinancing to ...

  7. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    2. Pay all your bills on time. To improve your credit score for a mortgage, keep all your accounts in good standing. Missing a payment can lower your credit score, and late payments can stay on ...

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