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2. Does refinancing a mortgage hurt your credit? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Key takeaways. Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years ...

3. What is considered a bad credit score? - AOL

   www.aol.com/finance/considered-bad-credit-score...

   A bad credit score is a FICO score below 580, meaning it falls in the poor credit range. Along the same lines, a bad score in the VantageScore model is one below 601, which would belong in the ...

4. Best unsecured credit cards for bad credit - AOL

   www.aol.com/finance/best-unsecured-credit-cards...

   A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...

5. Unsecured guarantor loan - Wikipedia

   en.wikipedia.org/wiki/Unsecured_guarantor_loan

   A guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments. The guarantor is often a family member or trusted friend who has a better credit history than the person taking out the loan ...

6. Consumer credit risk - Wikipedia

   en.wikipedia.org/wiki/Consumer_credit_risk

   Non-financial risk. Stranded asset. v. t. e. Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay ( default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc. (the latter two options being forms of unsecured banking credit).

7. Best Unsecured Credit Cards for Bad Credit - AOL

   www.aol.com/finance/best-unsecured-credit-cards...

   Most unsecured cards will require a credit score in the good to excellent range. Some are aimed at users with fair credit though, in the 580-669 range. Some are aimed at users with fair credit ...