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I've been thinking about a Wayfair account so when I saw the pre-approval I was interested. Followed the link and the application does indicate it 'will not impact score'. But what they don't tell you is that if you're not approved they send you to their partnering company, Fortiva Credit (never heard of them) for a potential Line of Credit and ...
The next time you do this it’ll only ask for the last 4 of your social since youve officially registered your genesis acct on you wayfair acct as a payment method. When I was checking out at Wayfair a few nights ago, I decided to just give the SP a shot and see if I would be approved for anything. I - 5702460.
Wayfair is a Comenity card, how do your scores look? Comenity seems to approve most often in the mid-600s and up. Sometimes lower, sometimes higher (actual credit cards as opposed to store cards require higher scores). The Wayfair card is a store credit card so it should be easier to get. If you want to check for preapproval, look up the SCT here.
The APR is 29%. They offer a decent starting limit (they do not offer CLI) There is no special financing like the Wayfair card from Comenity. No percentage discount or cashback. Can be used at Wayfair and any of its affiliates. They do not offer you a physical card, they take the account information from you at checkout.
I opened a new Citi Wayfair CC around 11/20 for $3K. My original card closed under Comenity Bank like everyone else. (never used it.). I decided to try the CLI button thinking it would be a soft pull. NOPE. I was instantly approved $9K. After doing so, I rushed and updated all locks/ freezes right away for each CRA.
Re: Wayfair (Comenity)--What's The Highest CL You Can Have? NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more! Total CL $398600, plus car and RV loan. Ooh. Ooh. Getting closer to that $500K mark!
1. 2. Next. DH clicked CLI online and went from $4000 to $5000 but it ended up being a HP : ( - 6513614.
Re: How reliable is Wayfair pre-approval ? I did open a card with wayfair recently, I figured they would give me something like $500 limit (purchase was 450 ish)...ended up with $2,500.00 with a not great score. Credit Card or not, I would't dismiss Wayfair for shopping, they have an amazing selection at good prices, and amazing customer service.
Wayfair Business Revolving Card No PG APPROVED! Hi everyone! Last night I stumbled across the Wayfair Professional website and decided to register for an account. When I was completing the payment section of the account info there was a link to professional financing which took me to a page with a revolving credit card and a Net60 option backed ...
You're more than likely still blacklisted for regular Citi cards. Congrats on the approval either way. Personal Cards: Back in with citi finally, wayfair mastercard approved, 3500 sl. Low limit ,but I'm grateful they let me back in. I burned them 2014 for - 6672147.