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The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]
In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...
Federal student loan rates have been rebounding since 2020’s big drop. From 2021 to 2025 alone, undergraduate Direct Loans have increased nearly 3 percent. Student loan rates from 202 0 -2025
You have variable-rate loans: Student loans could become more expensive over the next few years due to rate hikes from the Federal Reserve. You may choose to refinance into a fixed-rate loan now ...
The president is making four key changes to income-driven repayment plans to reduce monthly payments, prevent ballooning balances, and provide loan forgiveness after a decade of making payments ...
Educational inflation is the increasing educational requirements for occupations that do not require them. Credential inflation is the increasing overqualification for occupations demanded by employers. [ 1][ 2] A good example of credential inflation is the decline in the value of the US high school diploma since the beginning of the 20th ...
The U.S. Department of Education on Tuesday announced upcoming changes that will result in immediate debt cancellation for at least 40,000 federal student loan borrowers and move an additional 3.6...
v. t. e. Financial issues facing students in the United States include the rising cost of tuition, as well as ancillaries, such as room and board, textbook and coursework costs, personal expenses, and transportation. [1] After adjusting for inflation, average published tuition at public (4-year, in-state) and private non-profit universities has ...