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Pros of refinancing to a 15-year mortgage. Lower interest rate: Interest rates for 15-year fixed loans are often lower than those on 30-year mortgages. That lower rate, plus a shorter repayment ...
Rates on a 15-year mortgage stand at an average 5.88% for purchase and 5.91% for refinance, down 5 basis points from 5.93% for purchase and 4 basis points from 5.95% for refinance this time last week.
The main reason to refinance your mortgage is to lock in a long-term lower rate. ... 6.5 percent could mean significant savings,” Alvarez says. More on refinancing ... you refinance to a 15-year ...
Rates on a 15-year mortgage stand at an average 5.95% for purchase and 5.95% for refinance, up 4 basis points from 5.91% for purchase and 1 basis point from 5.94% for refinance this time last week.
Say you’re refinancing a $200,000 mortgage to a new, 15-year loan with a lower interest rate. ... into your new mortgage, financing $202,000 over 15 years. ... the actual savings and costs of ...
Choosing or refinancing to a 15-year mortgage might be a good idea if you can afford the monthly payments or you're more than halfway into a 30-year mortgage. ... Long-term savings: 15-year ...
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