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  2. 6 Ways To Rebuild Your Credit After Filing For Bankruptcy - AOL

    www.aol.com/6-ways-rebuild-credit-filing...

    If you don’t have any open accounts, you’ll find yourself mired in the classic credit catch-22 — you need accounts to establish good credit, but you need good credit to open accounts.

  3. Is Paying for Credit Repair a Scam? - AOL

    www.aol.com/finance/paying-credit-repair-scam...

    Won't tell you your rights or explain what you can do for yourself for free. A legitimate credit counseling service will let you know that you can work on your credit report without anyone's help ...

  4. How to rebuild credit after bankruptcy - AOL

    www.aol.com/finance/rebuilding-credit-bankruptcy...

    3. Apply for a new line of credit. Adding a new line of credit and making on-time payments can boost your credit score. This can establish a good payment history and increase your total credit ...

  5. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

  6. Bankruptcy risk score - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_risk_score

    A bankruptcy risk score is a number that indicates the likelihood of an individual filing for bankruptcy. Although it has been used for over twenty years to assess risk in lending, few consumers know of it. [citation needed] It is related to the better-known credit score, but unlike credit scores, bankruptcy risk scores are not sold to ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  8. Tips for recovering from bankruptcy that you can start ... - AOL

    www.aol.com/finance/tips-recovering-bankruptcy...

    Reestablishing a solid credit score is another important part of your path to financial recovery after bankruptcy, especially because it can stay on your credit report for up to 10 years.

  9. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit counseling; Chapter 7 bankruptcy and Chapter 13 bankruptcy; Although each of these debt-relief options deals with credit card debt, they are also able to deal with other types of debt. including personal loans, medical debt, accounts in collections and more, epending on the program type. These programs have not been enough to help enough ...

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