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  2. Is credit repair a scam? - AOL

    www.aol.com/finance/credit-repair-scam-214331002...

    Reputable credit repair companies offer a useful service to people who need help removing errors from their credit reports. Unfortunately, some scammers try to take advantage of people who want to ...

  3. Is Paying for Credit Repair a Scam? - AOL

    www.aol.com/finance/paying-credit-repair-scam...

    Won't tell you your rights or explain what you can do for yourself for free. A legitimate credit counseling service will let you know that you can work on your credit report without anyone's help ...

  4. How to compare credit repair companies & alternatives ... - AOL

    www.aol.com/finance/choose-credit-repair-company...

    Most credit repair companies charge a monthly subscription fee. Since credit repair is something you can do on your own for free, it’s important to determine whether you can afford the fee and ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    2. DIY credit repair. If you have the time and are fairly familiar with the process, DIY credit repair may be the best option for your wallet. DIY-ing your credit repair means you won’t be ...

  7. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

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