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  2. How to compare credit repair companies & alternatives ... - AOL

    www.aol.com/finance/choose-credit-repair-company...

    Most credit repair companies charge a monthly subscription fee. Since credit repair is something you can do on your own for free, it’s important to determine whether you can afford the fee and ...

  3. Is Paying for Credit Repair a Scam? - AOL

    www.aol.com/finance/paying-credit-repair-scam...

    Image source: Getty Images. Your credit score does not reflect your worth as a human being. It can't measure your capacity for doing good, and it says nothing about the quality of life you lead.

  4. 6 Ways To Rebuild Your Credit After Filing For Bankruptcy - AOL

    www.aol.com/6-ways-rebuild-credit-filing...

    The process can offer bittersweet relief, but it can also tank your credit score by hundreds of points and stay on your record for a decade, according to the United States Bankruptcy Court.

  5. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

  6. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    2. DIY credit repair. If you have the time and are fairly familiar with the process, DIY credit repair may be the best option for your wallet. DIY-ing your credit repair means you won’t be ...

  7. Is credit repair a scam? - AOL

    www.aol.com/finance/credit-repair-scam-214331002...

    Some credit repair companies pitch this scheme as a way to benefit from another person’s good credit score. The Federal Trade Commission has taken action against credit repair companies that ...

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