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2. When should I refinance my car loan? - AOL

   www.aol.com/finance/refinance-car-loan-165628257...

   Time your car loan refinance right to receive the maximum benefit. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach ...

3. Pros and cons of refinancing a car: Is it right for you? - AOL

   www.aol.com/finance/pros-cons-refinancing-car...

   The key to determining if refinancing your loan is a good idea comes down to the amount of money you can potentially save. Weigh the pros and cons while taking advantage of an auto refinance ...

4. 20 Mistakes to Avoid When You Refinance a Car Loan - AOL

   www.aol.com/20-mistakes-avoid-refinance-car...

   Refinancing car loans can be a smart way to save money each month. But refinancing your car loan -- that is, taking out a new secured loan to pay off the balance of your current loan and using your...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

6. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   Annual percentage rate. Parts of total cost and effective APR for a 12-month, 5% monthly interest, $100 loan paid off in equally sized monthly payments. The term annual percentage rate of charge (APR), [1][2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized ...

7. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate.