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2. How to get a personal loan with bad credit & special ... - AOL

   www.aol.com/finance/personal-loan-bad-credit...

   1. Check your credit score and credit reports. Your credit score is the most important factor in the personal loan rate you’ll be offered. Personal loan rates typically range between 6 and 36 ...

3. Wonga.com - Wikipedia

   en.wikipedia.org/wiki/Wonga.com

   BillPay (2013-2017) Website. www .wonga .com. Wonga.com, also known as Wonga, was a British payday loan firm that was founded in 2006. The company focused on offering short-term, high-cost loans to customers via online applications, [ 2] and began processing its first loans in 2007. [ 3] The firm operated across several countries, including the ...

4. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Lower rates than credit cards or payday loans. Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards, which averaged 20 ...

5. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   The UK peer-to-peer lenders quote the ratio of bad loans at 0.84% for Zopa of the £200m during its first seven years of lending history. As of November 2013, Funding Circle's current bad debt level was 1.5%, with an average 5.8% return after all bad debt and fees.

6. What is a bad credit personal loan? Here’s what to know - AOL

   www.aol.com/finance/bad-credit-loans-know-decide...

   A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...