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  2. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    7. Find a co-signer. If bad credit is preventing you from refinancing and locking in a lower rate, you can get a co-signer/co-borrower. A co-signer with strong credit and deeper pockets gives the ...

  3. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    The bottom line. If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high ...

  4. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Lender. Credit requirements. Down payment minimum. Bankrate Score. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans. Undisclosed

  5. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. [3] During the early to mid-2000s, many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008. [4]

  6. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    The higher your credit score, the better refinance rates lenders offer you — and the better your chances of underwriters approving your loan. For a conventional refinance, you’ll need a credit ...

  7. How To Refinance a Mortgage With Bad Credit - AOL

    www.aol.com/refinance-mortgage-bad-credit...

    For example, refinancing a home can help you... Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. For premium support ...

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