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2. Why did my credit score drop after paying off debt? - AOL

   www.aol.com/finance/why-did-credit-score-drop...

   Your credit score may drop after you pay off debt because the credit scoring system factors in things like your average account age and credit mix. If you applied for a loan to consolidate debt ...

3. Which debt should you pay off first? Five options to consider

   www.aol.com/finance/debt-pay-off-first-five...

   However, giving up some comforts can decrease your debt and improve your credit score. Example — Assume you have the following credit card and loan balances: Credit card one: $750 ($1,000 credit ...

4. I’m a financial expert: Here are my 4 top tips for paying off ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Avoid bogging yourself down with negative emotions of guilt or shame. You got into debt to solve a problem, and putting those charges on your credit card may have been the best solution available ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

6. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Finance. The loan-to-value ( LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.

7. Pay off debt or save? Expert tips to help you choose - AOL

   www.aol.com/finance/pay-off-debt-save-expert...

   More than half (57 percent) of cardholders with annual household incomes below $50,000 carry credit card debt; by comparison, 38 percent of those making $100,000 or more carry credit card debt ...