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  2. Climate change and insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Climate_change_and...

    The effects of climate change on extreme weather events is requiring the insurance industry in the United States to recalculate risk assessments for various insurance policies. [1] [2] From 1980 to 2005, private and federal government insurers in the United States paid $320 billion in constant 2005 dollars in claims (or about $499 billion in ...

  3. PHH Corporation - Wikipedia

    en.wikipedia.org/wiki/PHH_Corporation

    The PHH Corporation is an American financial services corporation headquartered in Mount Laurel, New Jersey [ 2] which provides mortgage services to some of the world's largest financial services firms. [ 3] PHH is the biggest U.S. outsourcer of home loans, processes and originates mortgages on behalf of small banks and some of the world's ...

  4. What is a mortgagee clause? - AOL

    www.aol.com/finance/mortgagee-clause-190100413.html

    In that case, your insurance company would give your lender a $400,000 payout to cover the outstanding mortgage debt, and pay you $100,000 to cover the equity you have in the home—allowing you ...

  5. What to do with a car insurance claim check - AOL

    www.aol.com/finance/car-insurance-claim-check...

    Take your vehicle to a dealership when repairs are complete and ask a representative to inspect the repair and sign off on it. Send the lienholder the statement from the dealer, repair bill and ...

  6. If a neighbor's tree falls on your property, who has to pay ...

    www.aol.com/neighbors-tree-falls-property-pay...

    Read more: Car insurance rates have spiked in the US to a stunning $2,150/year — but you can be smarter than that. ... your insurer will generally assess the damage and have you file a claim.

  7. Loss payee clause - Wikipedia

    en.wikipedia.org/wiki/Loss_payee_clause

    A loss payee clause (or loss payable clause) is a clause in a contract of insurance that provides, in the event of payment being made under the policy in relation to the insured risk, that payment will be made to a third party rather than to the insured beneficiary of the policy . Such clauses are common where the insured property is subject to ...

  8. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    You should file a claim whenever something happens that your policy would cover. So, for example, if you have comprehensive coverage and your car was vandalized or stolen, you would file a claim ...

  9. Köppen climate classification - Wikipedia

    en.wikipedia.org/wiki/Köppen_climate_classification

    The average temperature of −3 °C (26.6 °F) roughly coincides with the equatorward limit of frozen ground and snow cover lasting for a month or more. The second letter indicates the precipitation pattern— w indicates dry winters (driest winter month average precipitation less than one-tenth wettest summer month average precipitation).