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In electrical and safety engineering, hazardous locations (HazLoc, pronounced haz·lōk) are places where fire or explosion hazards may exist. Sources of such hazards include gases, vapors, dust, fibers, and flyings, which are combustible or flammable. Electrical equipment installed in such locations can provide an ignition source, due to ...
The effects of climate change on extreme weather events is requiring the insurance industry in the United States to recalculate risk assessments for various insurance policies. [1] [2] From 1980 to 2005, private and federal government insurers in the United States paid $320 billion in constant 2005 dollars in claims (or about $499 billion in ...
The English word Germany derives from the Latin Germania, which came into use after Julius Caesar adopted it for the peoples east of the Rhine. [12] The German term Deutschland, originally diutisciu land ('the German lands'), is derived from deutsch (cf. Dutch), descended from Old High German diutisc 'of the people' (from diot or diota 'people'), originally used to distinguish the language of ...
Title insurance. Title insurance is a form of indemnity insurance, predominantly found in the United States and Canada, that insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans. Unlike some land registration systems in countries outside the United States, US states ...
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How weather insurance is rated. Insurance companies rate weather insurance based on the weather peril date, the location of the event (city and state) and history of the weather peril that is being underwritten (temperature, rain, snow, etc.) as well as the size of the policy that is being insured.
The thyroid system of the thyroid hormones T 3 and T 4 [1] Thyroid hormones are any hormones produced and released by the thyroid gland, namely triiodothyronine (T 3) and thyroxine (T 4). They are tyrosine-based hormones that are primarily responsible for regulation of metabolism. T 3 and T 4 are partially composed of iodine, derived from food. [2]
The Köppen climate classification is one of the most widely used climate classification systems. It was first published by German-Russian climatologist Wladimir Köppen (1846–1940) in 1884, [ 1][ 2] with several later modifications by Köppen, notably in 1918 and 1936. [ 3][ 4] Later, German climatologist Rudolf Geiger (1894–1981 ...