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  2. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan

  3. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    The lowest credit score to qualify for a mortgage depends on the loan program and the lender. Conventional loans usually have a minimum credit score of 620, but borrowers with higher credit scores ...

  4. How to get a home equity loan with bad credit - AOL

    www.aol.com/finance/home-equity-loan-bad-credit...

    Typical requirements for home equity loan applicants include: A minimum credit score of 620. At least 15 percent to 20 percent equity in your home. A maximum debt-to-income (DTI) ratio of 43 ...

  5. How To Refinance a Mortgage With Bad Credit - AOL

    www.aol.com/finance/refinance-mortgage-bad...

    3. Work With Your Current Lender. When your credit is too bad to refinance your home loan through traditional means, working with your current lender can be a viable option. Start by reaching out ...

  6. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

  7. Is 620 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/620-good-enough-credit-score...

    Yes, it’s possible to buy a house with a 620 credit score. This score meets the minimum credit score guidelines for several types of mortgages, including conventional loans — but credit score ...

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