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The actual solution to this riddle is to add correctly (correct time, correct person and correct location) from the bank point of view which in this case seems to be the problem: First day: $30 in the bank + $20 owner already withdrew = $50. Second day: $15 in the bank + ($15 + $20 owner already withdrew) = $50.
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Young Lady (any female radio operator, regardless of age) Amateur radio slang Z: Zulu time i.e. UTC: operating signal 161: Best regards + Love and kisses; used on YL networks as a sign-off sum of two 92 Codes: 30: No more; this is the end; finished Not used in radiotelegraphy 92 Code: 72: Best regards: Amateur radio slang. While operating QRP ...
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