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  2. Fortiva decrease my CL and closing my account - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Fortiva-decrease-my...

    Fortiva decrease my CL and closing my account. So i have Fortiva for years, it has limit of $1150. I paid it off months ago, but i still pay $12.50 maintenance fee every month. Last week they sent me a email saying they have decreased my limit to $125 and will close my account on 8/26. First associate i talk to said she will escalate this, i ...

  3. Anyone ever hear of Fortiva credit card? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Anyone-ever-hear-of...

    No one should deal with such predators. Got a pre-approval from a card company by the name of Fortiva in the mail today, never heard of them before. Looks like they try to copy Merrick Bank's double your credit limit after 9 months versus Merrick's 6 to 7 months of on time payments. BUT, with Fortiva, the apr is 36%, the annual fee is $175, the ...

  4. Fortiva doesn't seem so bad? - myFICO® Forums - 5195526

    ficoforums.myfico.com/t5/Credit-Cards/Fortiva-doesn-t-seem...

    Current APR for Purchases: 22.24%. Current APR for Cash Advances: 25.24%. Annual Fee: $49.00. Annual Fee: $49.00 in the first year and $49.00 in the second year, billed annually. Account Maintenance Fee: $60.00 annually (billed at $5.00 per month) This fee is not billed for the first 12 months that your Account is ope.

  5. Fortiva (SubPrime) from Mid-America - Pre-Approval ***LoL -...

    ficoforums.myfico.com/t5/Credit-Cards/Fortiva-SubPrime...

    Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

  6. Fortiva retail credit approval - myFICO® Forums - 6464333

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Fortiva...

    Re: Fortiva retail credit approval CONGRATS !!!!! { BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa ...

  7. Fortiva year evaluation. - myFICO® Forums - 6030019

    ficoforums.myfico.com/t5/Credit-Cards/Fortiva-year...

    It's been over a year since I fierst evaluated Fortiva Credit services, At the time of my last review it was a rather new account. Perhaps a few months old. Since that time I have received multiple offers of new Fortiva credit cards, which significantly increased the starting credit limits. Although they limit an individual to just 1 account.

  8. The Bank Of Missouri (TBOM) / Aspire CC Surprise

    ficoforums.myfico.com/t5/Credit-Cards/The-Bank-Of-Missouri...

    Re: The Bank Of Missouri (TBOM) / Aspire CC Surprise. Yes indeed, I agree Customer Service is very important and I get frustrated when it's a major delay in speaking with a representative! We hear all about the subprime lenders who do CC's, TBOM being one of them with Milestone, Fortiva, and other similar cards. I have the - 6527507.

  9. Should I cancel this credit card? - myFICO® Forums - 6284983

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I...

    I just found out that I have a Fortiva Credit Card that is charging me $12.50 a MONTH "maintenance" fee. They've refused to get rid of it or even lower it. I've had the card for a 1.5 years. The card has a $1000 CL on it which is the third highest CL I have. However, paying $150 a year is ridiculous to me.

  10. Genesis credit and Wayfair - How do I use this?! - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Card-Applications/Genesis...

    The next time you do this it’ll only ask for the last 4 of your social since youve officially registered your genesis acct on you wayfair acct as a payment method. When I was checking out at Wayfair a few nights ago, I decided to just give the SP a shot and see if I would be approved for anything. I - 5702460.

  11. Fortiva offer coming in today's mail...what the hey??? - myFICO®...

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fortiva...

    So I checked my USPS Informed Delivery report for today just now (if you don't have USPS Informed Delivery, sign up for it - it's free and it's a TERRIFIC way to keep track of what you're getting in your daily mail, along with package tracking) and I see I'm getting an offer from these Fortiva peopl...