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Final expense life insurance is a type of insurance specifically designed to cover end-of-life expenses, such as funeral costs and outstanding debts. Unlike traditional life insurance policies ...
Final expense insurance and guaranteed issue life insurance are essentially the same product, just marketed differently. Final expense insurance is typically marketed to cover end-of-life costs ...
For those who don’t want to burden their heirs with end-of-life expenses and don’t need a significant payout, one type of permanent insurance to consider is final expenses or burial insurance ...
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal ...
Universal life insurance. Universal life insurance (often shortened to UL) is a type of cash value [ 1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest ...
National Guardian Life Insurance Company (NGL) was founded in 1909 under the name The Wisconsin State Life Insurance Company as a stock company in Madison, Wisconsin. In August 1910 the company changed their name to Guardian Life Insurance Company and a month later the first life insurance policy - policy #1 with a face amount of $5,000 - was sold.
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