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Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between August and September 2024 on traditional low-interest deposit accounts.
Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.
The best savings accounts require no minimum deposit or balance to earn interest, though you might be required to open with a minimum deposit or maintain a specific monthly balance to avoid ...
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.
The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. [7]: 15 The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system.
The American Recovery and Reinvestment Act of 2009 (ARRA) (Pub. L. Tooltip Public Law (United States) 111–5 (text)), nicknamed the Recovery Act, was a stimulus package enacted by the 111th U.S. Congress and signed into law by President Barack Obama in February 2009.
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