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2. Social Credit System - Wikipedia

   en.wikipedia.org/wiki/Social_Credit_System

   There is a common misconception that China operates a nationwide "social credit score" system that assigns individuals a score based on their behavior, leading to punishments if the score is too low. However, this is not true. Western media reports have sometimes exaggerated or inaccurately described this concept.

3. List of countries by credit rating - Wikipedia

   en.wikipedia.org/wiki/List_of_countries_by...

   This is a list of countries by credit rating, showing long-term foreign currency credit ratings for sovereign bonds as reported by the largest three major credit rating agencies: Standard & Poor's, Fitch, and Moody's.

4. Zhima Credit - Wikipedia

   en.wikipedia.org/wiki/Zhima_Credit

   Zhima Credit was introduced on 28 January 2015. to be the first credit agency in China to use a score system for individual users, using both online and offline information. [4] It was developed when the People's Bank of China lifted the restrictions and let non-bank institutes conduct personal credit information operations. [5]

5. How to get a car loan with bad credit - AOL

   www.aol.com/finance/car-loan-bad-credit...

   9. Bring a friend to the lender. Ask a friend or a relative to go with you to the lender’s office, says Massachusetts-based consumer attorney Yvonne Rosmarin. Bringing someone you trust to the ...

6. How to qualify for competitive rates on low-interest ... - AOL

   www.aol.com/finance/qualify-competitive-rates...

   1. Know your credit score. An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score ...

7. Learn How to Refinance Your Auto Loan with Bad Credit

   www.aol.com/learn-refinance-auto-loan-bad...

   However, if your goal is to get a lower interest rate, it helps to have a higher credit score when you refinance than when you took out your original car loan. You can request a free copy of your ...