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2. Wholesale mortgage lenders - Wikipedia

   en.wikipedia.org/wiki/Wholesale_mortgage_lenders

   The name of the wholesale lender is typically appears on the loan documents, while the broker acts as an agent for the lender and collects a fee. Broker fees are sometimes collected by adding onto the rate offered by the wholesale lender, with the difference between the broker rate and the lower lender rate [4] going to the broker.

3. Commercial mortgage - Wikipedia

   en.wikipedia.org/wiki/Commercial_mortgage

   t. e. A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. Commercial mortgages are structured to meet the needs of the ...

4. Internal ratings-based approach (credit risk) - Wikipedia

   en.wikipedia.org/wiki/Internal_Ratings-Based...

   Under the Basel II guidelines, banks are allowed to use their own estimated risk parameters for the purpose of calculating regulatory capital. This is known as the internal ratings-based (IRB) approach to capital requirements for credit risk. Only banks meeting certain minimum conditions, disclosure requirements and approval from their national ...

5. List price - Wikipedia

   en.wikipedia.org/wiki/List_price

   The list price, also known as the manufacturer's suggested retail price ( MSRP ), or the recommended retail price ( RRP ), or the suggested retail price ( SRP) of a product is the price at which its manufacturer notionally recommends that a retailer sell the product. [citation needed] Suggested pricing methods may conflict with competition ...

6. Mortgage lender vs. servicer: What’s the difference? - AOL

   www.aol.com/finance/mortgage-lender-vs-servicer...

   The difference between mortgage lenders and mortgage servicers Key terms. Mortgage lender. ... like a reduced interest rate, shorter loan duration or more cash availability. Given that refinancing ...

7. Consumer price index - Wikipedia

   en.wikipedia.org/wiki/Consumer_price_index

   Thus, her current index with 1999 as a reference period will stand at more than 100 if house prices or, in the case of a fixed-interest mortgage, interest rates rose between 2006 and 2007. The application of this principle in the owner-occupied dwellings component of a consumer price index is known as the "debt profile" method.