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  2. History of insurance - Wikipedia

    en.wikipedia.org/wiki/History_of_insurance

    The insurance industry helps to eliminate risks (as when fire-insurance providers demand the implementation of safe practices and the installation of hydrants), spreads risks from individuals to the larger community, and provides an important source of long-term finance for both the public and private sectors.

  3. Why life insurance is important to have - AOL

    www.aol.com/news/why-life-insurance-important...

    Life insurance - in the right amount - is critical for a variety of reasons. Here are three major ones.

  4. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal ...

  6. What is a life insurance premium and how does it work? - AOL

    www.aol.com/finance/life-insurance-premium-does...

    A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits. Insurers use ...

  7. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    Why are insurance company ratings important? An insurance company is different from other businesses because it has a financial obligation to customers. Ratings for insurance companies matter ...

  8. Health insurance - Wikipedia

    en.wikipedia.org/wiki/Health_insurance

    A health insurance policy is: A contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in ...

  9. Senior Savings: The Best Car Insurance Rates for Retirees ...

    www.aol.com/senior-savings-best-car-insurance...

    With retirement comes the freedom to live life on your own terms, but it also brings the need for judicious financial planning.Car insurance rates go up when you turn 65 because seniors report ...

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