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  2. Is a perfect credit score worth it? - AOL

    www.aol.com/finance/perfect-credit-score-worth...

    Key takeaways. A perfect credit score is a score of 850 on the FICO and VantageScore scoring models. The general rule about credit scores is that the higher your score, the better, but having a ...

  3. What is an excellent-credit personal loan? - AOL

    www.aol.com/finance/excellent-credit-personal...

    Having an excellent credit score of 800 or is often the path to the lowest rates, longest terms and highest loan amount personal loan lenders offer. If you haven’t reached the excellent credit ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  5. 7 Possible Reasons Your Credit Score Just Plummeted - AOL

    www.aol.com/7-possible-reasons-credit-score...

    A credit score of 700 or higher is considered good, and a score of 800 or higher is considered excellent. Check Out: 9 Things the Middle Class Should Consider Downsizing To Save on Monthly Expenses

  6. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

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