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You can still refinance an auto loan with bad credit, but getting a good rate can be difficult. Borrowers with low credit scores generally pay much higher interest rates.
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Car loan interest rates are constantly fluctuating. If rates have come down since you took out the loan, you may want to consider refinancing, which could help you pay less money over time. For ...
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Ally Financial Inc. (previously known as GMAC) is a bank holding company organized in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan.The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.
Instead, you’ll have a higher loan balance on a no-closing-cost refinance or a higher interest rate. Here’s how it works. Say you’re refinancing a $200,000 mortgage to a new, 15-year loan ...
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