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Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs. The company operates two programs: the "Portfolio Program" and the "Purchase ...
3-D Secure. 3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain. [ 1]
In the EU, interchange fees are capped to 0.3% of the transaction for credit cards and to 0.2% for debit cards, while there is no cap for corporate cards. [3] In the US, card issuers now make over $30 billion annually from interchange fees. Interchange fees collected by Visa [4] and MasterCard [5] totaled $26 billion in 2004. In 2005 the number ...
The Vietnamese grading system is an academic grading system utilized in Vietnam.It is based on a 0 to 10-point scale, similar to the US 1.0-4.0 scale.. Typically when an American educational institution requests a grade-point average calculated on the 4 point scale, the student will be expected to do a direct mathematical conversion, so 10 becomes 4.0, 7.5 becomes 3.0, etc.
OAuth (short for open authorization[ 1][ 2]) is an open standard for access delegation, commonly used as a way for internet users to grant websites or applications access to their information on other websites but without giving them the passwords. [ 3][ 4] This mechanism is used by companies such as Amazon, [ 5] Google, Meta Platforms ...
The Family II is a straight-4 piston engine that was originally developed by Opel in the 1970s, debuting in 1981. Available in a wide range of cubic capacities ranging from 1598 to 2405 cc, it simultaneously replaced the Opel CIH and Vauxhall Slant-4 engines, and was GM Europe's core mid-sized powerplant design for much of the 1980s, and provided the basis for the later Ecotec series of ...
Acceptance credit. An acceptance credit is a type of letter of credit that is paid by a time draft authorizing payment on or after a specific date, if the terms of the letter of credit have been complied with. The bank "accepts" bills of exchange drawn on the bank by the debtor, discounts them and agrees to pay for them when they mature.
In finance, an interest rate cap is a type of interest rate derivative in which the buyer receives payments at the end of each period in which the interest rate exceeds the agreed strike price. An example of a cap would be an agreement to receive a payment for each month the LIBOR rate exceeds 2.5%. Similarly, an interest rate floor is a ...