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2. Pay off debt or save? Expert tips to help you choose - AOL

   www.aol.com/finance/pay-off-debt-save-expert...

   36% of people say their credit card debt is higher than the amount in their emergency savings, according to Bankrate’s Emergency Savings Report.When asked what’s a higher priority at the ...

3. What is a debt consolidation loan — and how can it help you ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. An alarming spike in scam calls originating from robocalls - AOL

   www.aol.com/news/alarming-spike-scam-calls...

   Another scam claims that all past-due tax debt has been put into a non-collectible status through some "economic recovery program," meaning you won’t have to pay back any of your overdue taxes ...

5. United States Treasury security - Wikipedia

   en.wikipedia.org/wiki/United_States_Treasury...

   United States Treasury securities, also called Treasuries or Treasurys, are government debt instruments issued by the United States Department of the Treasury to finance government spending, in addition to taxation. Since 2012, the U.S. government debt has been managed by the Bureau of the Fiscal Service, succeeding the Bureau of the Public Debt.

6. Legal tender - Wikipedia

   en.wikipedia.org/wiki/Legal_tender

   Legal tender is a form of money that courts of law are required to recognize as satisfactory payment for any monetary debt. [1] Each jurisdiction determines what is legal tender, but essentially it is anything which when offered ("tendered") in payment of a debt extinguishes the debt. There is no obligation on the creditor to accept the ...

7. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   Charge-off. A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

8. Debt-Free Future: What To Do and Say When Debt ... - AOL

   www.aol.com/finance/debt-free-future-debt...

   If the debt is not yours, you can send a letter to the debt collector stating that the debt does not belong to you and you do not want to be contacted again. If the details of the debt are wrong ...

9. United States debt ceiling - Wikipedia

   en.wikipedia.org/wiki/United_States_debt_ceiling

   t. e. In the United States, the debt ceiling or debt limit is a legislative limit on the amount of national debt that can be incurred by the U.S. Treasury, thus limiting how much money the federal government may pay by borrowing more money, on the debt it already borrowed. The debt ceiling is an aggregate figure that applies to gross debt ...