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Since about 1970, California has been experiencing an extended and increasing housing shortage, [1] : 3 such that by 2018, California ranked 49th among the states of the U.S. in terms of housing units per resident. [2] : 1 [3] This shortage has been estimated to be 3-4 million housing units (20-30% of California's housing stock, 14 million [4 ...
A 2020 study by Joshua Mound published in the Journal of Policy History challenged the idea that wealthy property owners' desire to cap their property taxes was the impetus for enacting Proposition 13, instead saying the "tax revolt" was rooted in lower and middle-income Americans' longstanding frustration with unfair and highly regressive tax ...
An index over 100 signifies that family earning the median income has more than enough income for a mortgage loan on the median-priced home (assuming they have a 20 percent down payment). For example, a composite HAI of 120.0 means a family earning the median family income has 120% of the income necessary to qualify for a conventional loan ...
In 2019, a household earning the local median income could afford to buy the median-priced home in 94% of U.S. counties. Today, that can be said of only 63% of counties. The conservative estimate ...
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Like counties however, the lowest-income places tended to be located in the Central Valley, and the highest-income places were concentrated in the San Francisco Bay Area. San Francisco is an extreme example of a place in California with both a large population (829,072) and high per capita income ($49,986). In fact, it has the highest per ...
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