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Medicare Part B (Medical Insurance) helps cover 2 types of services: Medically necessary services: Services or supplies that meet accepted standards of medical practice to diagnose or treat your medical condition. Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage when treatment is likely to work best.
You’ll create your secure my Social Security account to sign up for Medicare or apply for Social Security benefits online. You can only sign up for Part B (or Part A if you have to pay a premium for it) at certain times. Learn about Part A & Part B sign up periods. Apply Online.
Understand the parts of Medicare: Part A, Part B, Part C, Part D and Medigap, and how they relate to Original Medicare and Medicare Advantage.
You must have Part B and keep paying your Part B premium to stay in your plan. Will my Medicare Advantage Plan help pay my Part B premium? Compare costs for specific health care plans.
Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Original Medicare covers things like inpatient hospital care, doctors’ services and tests, and preventive services.
In 2024, the premium is either $278 or $505 each month, depending on how long you or your spouse worked and paid Medicare taxes. You also have to sign up for Part B to buy Part A. If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.
Get reminders about open enrollment, ways to save costs, and more. The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.
Coverage always starts on the first of the month. If you qualify for premium-free Part A: Your Part A coverage starts the month you turn 65. (If your birthday is on the first of the month, coverage starts the month before you turn 65.) Part B (and premium-Part A): Coverage starts based on the month you sign up:
Medicare Part B (Medical Insurance) covers a limited number of outpatient prescription drugs under certain conditions. Usually, Part B covers drugs you wouldn't typically give to yourself, like those you get at a doctor's office or in a hospital outpatient setting .
Need help with costs, or have a disability or a chronic condition. Some people get Medicare Part A and Part B automatically, and some have to sign up for it. Answer a few questions to find out how to sign up based on your situation.