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2. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is used for unsecured loans (such as credit card ...

3. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt consolidation is one of the best options for credit card debt relief, and not just because of the lower interest rates. It can help you pay off your debt faster and may even help your credit ...

4. Should I use a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   Using a personal loan to pay off credit card debt can save money on interest and simplify monthly payments. Personal loans are still a form of debt, and it’s important not to rack up more credit ...

5. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Process. Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

7. ‘We took a loan to pay off credit cards — and we ... - AOL

   www.aol.com/finance/took-loan-pay-off-credit...

   Altogether, they have over $100,000 in credit card debt alone, which is less than half of their total debt burden. The couple's story highlights how a lopsided financial partnership can have ...