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2. When should I refinance my car loan? - AOL

   www.aol.com/finance/refinance-car-loan-165628257...

   Next, use an auto refinance calculator to compute the total potential interest savings. Finally, deduct the prepayment penalty and any costs associated with the new loans from the total interest ...

3. 20 Mistakes to Avoid When You Refinance a Car Loan - AOL

   www.aol.com/20-mistakes-avoid-refinance-car...

   Refinancing car loans can be a smart way to save money each month. But refinancing your car loan -- that is, taking out a new secured loan to pay off the balance of your current loan and using your...

4. Can You Refinance a Car Loan? Learn How the Experts Do It - AOL

   www.aol.com/refinance-car-loan-learn-experts...

   Refinancing a car loan comes with fees that will ultimately impact your overall savings. Before you refinance, talk to your current lender about any fees you'll have to pay, like a prepayment penalty.

5. Golden West Financial - Wikipedia

   en.wikipedia.org/wiki/Golden_West_Financial

   Golden West Savings and Loan Association was purchased in 1963 for $4 million by Herbert Sandler and Marion Sandler, through their newly created corporation, Golden West Financial. Some of the capital for the acquisition came from bank loans, with the balance coming from Marion's family money. [ 2] Marion Sandler, a former Wall Street analyst ...

6. Collateralized debt obligation - Wikipedia

   en.wikipedia.org/wiki/Collateralized_debt_obligation

   Financial markets. A collateralized debt obligation ( CDO) is a type of structured asset-backed security (ABS). [ 1] Originally developed as instruments for the corporate debt markets, after 2002 CDOs became vehicles for refinancing mortgage-backed securities (MBS). [ 2][ 3] Like other private label securities backed by assets, a CDO can be ...

7. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   These programs work by offering a guarantee on the mortgage payments of certain conforming loans. These loans are then securitized and issued at a slightly lower interest rate to investors, and are known as mortgage-backed securities (MBS). After securitization these are sometimes called "agency paper" or "agency bonds".