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2. What Is APR? What You Need To Know - AOL

   www.aol.com/finance/apr-know-155222531.html

   The annual percentage rate, or APR, is an essential concept for anyone borrowing money to understand. ... What does a 24% credit card APR mean? A 24% APR is slightly higher than the current ...

3. What is a credit card APR? - AOL

   www.aol.com/finance/credit-card-apr-201413360.html

   The average credit card APR in early August was 15.13%, according to the Federal Reserve, while the APR for cards that carried a balance—meaning they weren’t paid in full by the payment due ...

4. Why did my interest rate go up on my credit card? - AOL

   www.aol.com/finance/why-did-interest-rate-credit...

   Key takeaways. Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer ended or your credit score dropped. If your APR increases, you ...

5. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

6. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

7. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [ 1] Credit cards are one of the most widely used forms of payment across the world. [ 2]