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  2. My Best Buy online account says "total promotional balance...."....

    www.reddit.com/.../fur8da/my_best_buy_online_account_says_total_promotional

    Different interest rate for the promotional balance portion, you owe $357.19 to pay it all off. The rest of the balance is at a higher rate. No reason to make a $20 purchase, you could have simply paid off the promotional balance over time with no additional purchases until paid off and your credit score would have been just as good or better.

  3. Best Buy still offering unadvertised 24mo 0% financing on >$2k...

    www.reddit.com/r/CreditCards/comments/1bu7xyu/best_buy_still_offering...

    Best Buy still offering unadvertised 24mo 0% financing on >$2k purchases. Edit: I understand the difference between deferred interest and 0% interest. Purchased a new Nikon Z8 at Best Buy on sale over the weekend, selected the 12mo 0% BB financing and the nice sales associate told me that if I called customer service after it cleared and asked ...

  4. Bestbuy Credit Card promotional Balance : r/Bestbuy - Reddit

    www.reddit.com/r/Bestbuy/comments/18mmjxr/bestbuy_credit_card_promotional_balance

    If your statement is 2000.. 1500 promotion balance. 500 regular. But your currently using the card let's say u currently made 200 worth of purchase so currently balance is 2200. On due date u need to pay current charges 200. Then 500 for the old regular charges. Then anything after that goes to promotional balance.

  5. Best Buy credit card 0% interest financing question, is it to ......

    www.reddit.com/r/Bestbuy/comments/gu06ak/best_buy_credit_card_0_interest_financing

    Without people that mess up on payments, they would never offer 0%. Just understand it’s deferred interest. If you don’t pay the purchase off in the allotted time, you’ll be charged interest that’s accrued from day 1. Gets people to buy items they could might not afford. More money for the company.

  6. How are payments applied to multiple Best Buy Promotional...

    www.reddit.com/.../comments/wfbdk9/how_are_payments_applied_to_multiple_best_buy

    The promotion offer due earliest is paid off with priority. With two promo offers, your payment will pay the minimum to #2 (due latest) and the rest of the payment applied to Promo 1. Your actual billing statement has all of the details, Citi actually does a halfway decent job with their Best Buy accounts of providing the details of what's ...

  7. Missed Best Buy interest free for three years promo payment by...

    www.reddit.com/r/personalfinance/comments/58kcr4/missed_best_buy_interest_free...

    That's likely wrong. If you paid $600 for the camera and have even $0.05 left on the day the promo ends, they will add compounded 12 months of interest on the initial purchase of $600 on month 13 day 1. You could easily end up paying double for the camera.

  8. Zero Interest Financing Offers - 24 Months : r/Bestbuy - Reddit

    www.reddit.com/r/Bestbuy/comments/v15cw9/zero_interest_financing_offers_24_months

    12 month 299.99 store wide, 18 months 599.99 appliances, 24 months 999.99 Home Theater or 649.99 unlocked cell phones. If you buy home theater and appliances in the same transaction it will take the 24 months because it’s the longer one. At times certain categories may have longer promotional times for a limited time.

  9. Why is so hard to pay off promotional balances in the store ... -...

    www.reddit.com/r/Bestbuy/comments/k4bf35/why_is_so_hard_to_pay_off_promotional...

    The $100 is paid in full, and it is under OPs assumption any money spent past the statement will be applied to the promotional balance, but instead it goes toward the $50 active balance. I don't have a bestbuy credit card but you may be able to personally message the bank to have certain funds allocated differently before you submit a payment.

  10. Allocating payment on promotional balance on BBY credit card

    www.reddit.com/r/Bestbuy/comments/lc4en6/allocating_payment_on_promotional...

    The minimum payment due goes to the overall balance on your card. No matter if it’s interest free or not. So, say it’s $50. The first $50 goes the overall balance. Anything OVER that goes to the promotional balance that expires FIRST. If you want to make a $200 payment. $50 goes to your bottom line, and the $150 goes to whichever promotion ...

  11. Is it worth getting the best buy card? : r/CreditCards - Reddit

    www.reddit.com/r/CreditCards/comments/y9t13v/is_it_worth_getting_the_best_buy_card

    For 0% financing I think there are better cards. If an extra 4% back on Best Buy purchases as store credit is more valuable to you than travel rewards, sure. Edit: But the US Bank Altitude Reserve gives 4.5% effective back since Best Buy accepts Apple Pay, so that card would be better for many. Please note, the Best Buy card offers 0% financing ...

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