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  2. Electrical equipment in hazardous areas - Wikipedia

    en.wikipedia.org/wiki/Electrical_equipment_in...

    In electrical and safety engineering, hazardous locations (HazLoc, pronounced haz·lōk) are places where fire or explosion hazards may exist. Sources of such hazards include gases, vapors, dust, fibers, and flyings, which are combustible or flammable. Electrical equipment installed in such locations can provide an ignition source, due to ...

  3. Climate change and insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Climate_change_and...

    The effects of climate change on extreme weather events is requiring the insurance industry in the United States to recalculate risk assessments for various insurance policies. [1] [2] From 1980 to 2005, private and federal government insurers in the United States paid $320 billion in constant 2005 dollars in claims (or about $499 billion in ...

  4. Germany - Wikipedia

    en.wikipedia.org/wiki/Germany

    The English word Germany derives from the Latin Germania, which came into use after Julius Caesar adopted it for the peoples east of the Rhine. [12] The German term Deutschland, originally diutisciu land ('the German lands'), is derived from deutsch (cf. Dutch), descended from Old High German diutisc 'of the people' (from diot or diota 'people'), originally used to distinguish the language of ...

  5. When and how to cancel your car insurance policy

    www.aol.com/finance/cancel-car-insurance-policy...

    Yes, your insurance company can cancel your coverage. If you do not pay your premium on time, lie on your auto application or your driver’s license gets suspended or revoked, your insurer could ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.

  7. Weather insurance - Wikipedia

    en.wikipedia.org/wiki/Weather_insurance

    How weather insurance is rated. Insurance companies rate weather insurance based on the weather peril date, the location of the event (city and state) and history of the weather peril that is being underwritten (temperature, rain, snow, etc.) as well as the size of the policy that is being insured.

  8. Carnot heat engine - Wikipedia

    en.wikipedia.org/wiki/Carnot_heat_engine

    The Carnot engine is the most efficient heat engine which is theoretically possible. [ 3] The efficiency depends only upon the absolute temperatures of the hot and cold heat reservoirs between which it operates. A heat engine acts by transferring energy from a warm region to a cool region of space and, in the process, converting some of that ...

  9. Köppen climate classification - Wikipedia

    en.wikipedia.org/wiki/Köppen_climate_classification

    The average temperature of −3 °C (26.6 °F) roughly coincides with the equatorward limit of frozen ground and snow cover lasting for a month or more. The second letter indicates the precipitation pattern— w indicates dry winters (driest winter month average precipitation less than one-tenth wettest summer month average precipitation).