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  2. Can You Refinance a Car Loan? Learn How the Experts Do It - AOL

    www.aol.com/refinance-car-loan-learn-experts...

    Car loan interest rates are constantly fluctuating. If rates have come down since you took out the loan, you may want to consider refinancing, which could help you pay less money over time. For ...

  3. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    Generally, each point you pay reduces your mortgage rate by 0.25 percent, and one point costs 1 percent of the amount of the loan. So, if the mortgage rate on a $150,000 refinance would normally ...

  4. Pros and cons of refinancing a car: Is it right for you? - AOL

    www.aol.com/finance/pros-cons-refinancing-car...

    Lower monthly payments. If you struggle to meet your monthly payments, refinancing can make your monthly payment more affordable and free up cash in your budget. You can get a lower rate, a longer ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Car purchases. The most common method of buying a car in the United States is borrowing the money and then paying it off in installments. Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [ 2] Roughly 30% of new vehicles during the same time period were leased.

  6. 2008–2010 automotive industry crisis - Wikipedia

    en.wikipedia.org/wiki/2008–2010_automotive...

    The BYD F3, the world's first production model plug-in hybrid car. In 2008, the Chinese government reduced automotive taxes in order to spur flagging sales. In 2008, a plug-in hybrid version of the BYD F3 compact sedan was introduced, the world's first production model plug-in hybrid car.

  7. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    v. t. e. In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [ 1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has ...

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