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  2. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money refers to the fact that there is normally a greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later ...

  3. 2008–2010 automotive industry crisis - Wikipedia

    en.wikipedia.org/wiki/2008–2010_automotive...

    GM spun off many of its employees in certain divisions into independent companies, including American Axle in 1994 and Delphi in 1999. Ford spun off Visteon in 2000. The spin-offs and other parts makers have shared Detroit's downturns, as have the U.S.-owned plants in Canada. Altogether the parts makers employ 416,000 people in the U.S. and Canada.

  4. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services, or withdraw cash, on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world. [2]

  5. Interest rate - Wikipedia

    en.wikipedia.org/wiki/Interest_rate

    A discount rate [2] is applied to calculate present value. For an interest-bearing security, coupon rate is the ratio of the annual coupon amount (the coupon paid per year) per unit of par value, whereas current yield is the ratio of the annual coupon divided by its current market price.

  6. List of recessions in the United States - Wikipedia

    en.wikipedia.org/wiki/List_of_recessions_in_the...

    Monetary policy was tightened during the two years preceding 1957, followed by an easing of policy at the end of 1957. The budget balance resulted in a change in budget surplus of 0.8% of GDP in 1957 to a budget deficit of 0.6% of GDP in 1958, and then to 2.6% of GDP in 1959. [40] Recession of 1960–1961: April 1960 – February 1961 10 months ...

  7. Everything Everywhere All at Once - Wikipedia

    en.wikipedia.org/wiki/Everything_Everywhere_All...

    Mandarin. Cantonese. Budget. $14.3–25 million [2][3] Box office. $143.4 million [4] Everything Everywhere All at Once[a] is a 2022 American absurdist comedy-drama film written and directed by Daniel Kwan and Daniel Scheinert, [b] who produced it with Anthony and Joe Russo and Jonathan Wang.

  8. Electronic cigarette - Wikipedia

    en.wikipedia.org/wiki/Electronic_cigarette

    In 2018, 20% of high school students were using e-cigarettes. In 2020 however, this number increased to 50% of high school students reported to have used e-cigarettes. [ 94 ] Similarly in Canada there has been trend showing 29% of young people reporting to have used e-cigarettes in 2017, increasing to 37% in 2018.

  9. Central bank - Wikipedia

    en.wikipedia.org/wiki/Central_bank

    t. e. A central bank, reserve bank, national bank, or monetary authority is an institution that manages the currency and monetary policy of a country or monetary union. [ 1 ] In contrast to a commercial bank, a central bank possesses a monopoly on increasing the monetary base.

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