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  2. Is credit repair a scam? - AOL

    www.aol.com/finance/credit-repair-scam-214331002...

    There are reputable credit repair companies, but not every company offering credit repair services is legitimate. Warning signs of a credit repair scam include demanding payment upfront or ...

  3. Is Paying for Credit Repair a Scam? - AOL

    www.aol.com/finance/paying-credit-repair-scam...

    Won't tell you your rights or explain what you can do for yourself for free. A legitimate credit counseling service will let you know that you can work on your credit report without anyone's help ...

  4. What is a credit privacy number? - AOL

    www.aol.com/finance/credit-privacy-number...

    A credit privacy number, or CPN, is a nine-digit number similar to a Social Security number. Companies may try to sell you a CPN with promises of avoiding bankruptcy, but this is a scam. Using a ...

  5. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    Call live aol support at. 1-800-358-4860. Get live expert help with your AOL needs—from email and passwords, technical questions, mobile email and more. Identify legitimate AOL websites, requests, and communications. Scammers and bad actors are always looking for ways to get personal info with malicious intent.

  6. Are credit scores the ultimate scam? - AOL

    www.aol.com/credit-scores-ultimate-scam...

    Jason Butler, financial wellbeing expert “No credit agency will tell you exactly how your score is made up,” says Tim Rooney, CEO of Salad Money, a specialist consumer lender set up to lend to ...

  7. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  8. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [11] Since the 1980s, neoliberal economic policy has created an inverse ...

  9. Voice phishing - Wikipedia

    en.wikipedia.org/wiki/Voice_phishing

    Voice phishing, or vishing, [ 1] is the use of telephony (often Voice over IP telephony) to conduct phishing attacks. Landline telephone services have traditionally been trustworthy; terminated in physical locations known to the telephone company, and associated with a bill-payer. Now however, vishing fraudsters often use modern Voice over IP ...

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