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2. How credit card companies make money - AOL

   www.aol.com/finance/credit-card-companies-money...

   More than 45 percent of cardholders report carrying card debt from month to month, according to a July 2023 Bankrate survey, and the Federal Reserve Bank of New York reports that credit card ...

3. Credit Card Fees To Watch Out For - AOL

   www.aol.com/credit-card-fees-watch-180018915.html

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4. Can a business charge for using a credit card? - AOL

   www.aol.com/finance/business-charge-using-credit...

   When a business charges a fee for a form of payment, whether in person, online or by phone, it’s called a surcharge. Credit card surcharges are applied when you use your credit card to make a ...

5. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   The payment card interchange fee and merchant discount antitrust litigation is a United States class-action lawsuit filed in 2005 by merchants and trade associations against Visa, Mastercard, and numerous financial institutions that issue payment cards. The suit was filed because of price fixing and other allegedly anti-competitive trade ...

6. QuickBooks - Wikipedia

   en.wikipedia.org/wiki/QuickBooks

   QuickBooks is an accounting software package developed and marketed by Intuit. First introduced in 1992, QuickBooks products are geared mainly toward small and medium-sized businesses and offer on-premises accounting applications as well as cloud-based versions that accept business payments, manage and pay bills, and payroll functions.

7. Interchange fee - Wikipedia

   en.wikipedia.org/wiki/Interchange_fee

   Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

8. How the White House aims to slash credit card late fees - AOL

   www.aol.com/finance/white-house-aims-slash...

   The average APR rate on a new credit card was 23.39% in January 2023, according to LendingTree, up from 22.91% the previous month. This month's uptick in rates came soon after the Federal Reserve ...

9. Credit card APRs are at an all-time high—and so are credit ...

   www.aol.com/credit-card-aprs-time-high-170000885...

   According to the Consumer Financial Protection Bureau (CFPB), the average credit card APR has nearly doubled over the past decade, climbing from 12.9% in 2013 to 22.8% in 2023.